Bridge Loans

We provide custom-tailored financial solutions to sponsors engaged in the acquisition of value-add commercial real estate.  ACL is aggressively seeking lending opportunities in the major US markets, and can creatively craft a loan structure that is specific to each transaction and sponsor's needs.  Major markets within the US (Major Metro Areas).

Senior Bridge Loan Program

Eligible Collateral:


     Existing commercial real estate properties including:

  • Apartments, Office, Industrial and Retail.


  • Loan size $2 million to $10 million+
  • LTV-LTC up to 85% of total cost
  • Commitment Fee up to 1-2% of loan amount
  • Interest rate LIBOR +500 bps; with interest only periods available
  • Non-recourse, with standard "Bad Boy" carve outs
  • Loan terms 12 to 36 months; with extension options available
  • Reserves, real estate taxes, hazard insurance, replacement reserves and mortgage interest (as maybe required).
  • Underwriting considerations, emphases placed on successful prior experience with value-add transactions by sponsorship, market analysis and exit strategy.
  • Third party reports, MAI appraisal, Phase I environmental, Property Condition Assessment and others if required by Underwriting.

Hard Money Loans

Eligible Collateral:

  • Multifamily, Office, Retail, Hospitality, Special Purpose, Self-Storage
  • NOO SFR's, Mobile Home Parks, Condos, Industrial, Rehab
  • Raw Land & Fully entitled land


  • Loan Size $500k - $15MM
  • Interest Rates: 8% - 13%
  • Terms: 12 -36 months; with extension options available
  • Interest Only

Transaction Types:

  • Acquisitions, Refinancing, Transitional Assets, Distressed Assets
  • Bank Turndowns, Short-Term financing, Time-Sensitive Transactions
  • Bank Work-out, Value-add Properties, Discounted Payoffs, Partner Buyouts


There When You Need Us:

Asset Commercial Lending

18333 Egret Bay Blvd

Houston, TX 77058 

Phone: 1-800-761-27731-800-761-2773 FREE FREE

Commercial Mortgage and Funding Services

 At AC Lending, we believe you deserve nothing short of the best service. Our team is dedicated to serving the  financial needs of your business.

Get Connected With Us.

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